Where to invest 100000-500000-1000000 (million) rubles to earn - TOP-21 ways + 10 useful investment tips

Hello dear readers of the financial magazine Rich Pro! Today we will tell you where you can invest 100,000-500,000-1000000 rubles or more to earn this year.

Having studied the publication from beginning to end, you will also learn:

  • why it is better not to store rubles, but to invest them;
  • what investment methods are better to use if you have half a million rubles;
  • where to invest a million to make it work;
  • where to invest capital of 10 million rubles or more;
  • what is the main object of investment.

In addition, at the end of the article you will find 10 practical advice for investors.

So, we are starting!

About where it is better to invest 100000-500000-1000000 rubles to earn - read in our issue

1. Why it is better to invest money in rubles, and not to store

Ruble bank deposits, where many Russians keep money, have never been a reliable financial investment. In times of crisis, they even became highly risky. Moreover, now the inflation rate is significantly higher than deposit rates.

It is easy to make the right conclusion: it is unprofitable to keep money in rubles. Moreover, the current inflation rate entails a loss.

If you have savings, even if not very large, it is worth making them work for themselves. If this is not done, capital will inevitably decline due to inflation and devaluations.

In general, investing is a much more advanced way of managing capital than the usual storage of funds. This is especially true when cash is in rubles.

Not only financial experts, but also ordinary people, can easily evaluate the effects of devaluation and inflation. It is enough to periodically visit shops, purchase goods and services in order to notice a continuous increase in prices.

The main reasons for the depreciation of the currency of the Russian Federation are the following facts:

  • the ruble is quite strongly tied to the price of oil: when the exchange rate of raw materials decreases, the purchasing power of the monetary unit changes without fail;
  • sanctions imposed by foreign states against Russia, make the ruble's position in relation to other currencies even more critical.

Undoubtedly, in such conditions, the storage of funds in rubles (especially large amounts) will lead to the loss of part of the funds due to a decrease in the real cost of capital.

In contrast, if the available money is not just stored but invested, losses are compensated. Moreover, with a successful choice of option for investments, you can also earn.

Investing capital It helps to achieve economic stability, as well as minimize damage from shocks that the ruble may suffer in the future.

Moreover, the amount of profit can be different, it is determined by a huge number of factors. One of the most important is amount of invested capital. However, no matter what amount you have, it is better to invest.

On the one hand, investing money by default is a risky activity. However, if the investment is successful, it can guarantee a stable profit, as well as financial security.

Most often, the causes of mistakes of beginners in the field of investment are:

  • excessive emotionality in decision making;
  • ill-conceived actions;
  • lack of desire to improve financial literacy.

To avoid these errors, it is important to study the maximum information about the various methods of investing. In addition, it is worth following the advice given by experts in this matter. Read about where to invest in order to earn monthly income in our article.

The best ways where you can invest 100,000-200,000-300,000 rubles to make a profit

2. Where to invest 100,000 rubles to earn - TOP-9 profitable ways of investing

Despite the fact that 100000-200000 rubles - the amount is small, there are investment methods that allow you to earn on such a small capital. Below are the most popular ones.

Method number 1. Private lending

Private lending is one of the alternatives to bank credit. Moreover, in the role of borrowers can be individuals and legal entities, and in the role lender - any citizens who have free cash.

Advantage private lending are enough high interest rates. They may vary depending on the level of risk, as well as the systems through which loans are issued.

☑ 1) Payment service from payment systems

Most popular payment systems offer users special services that help them give loans to each other for a short time. Moreover, the rate is quite high.

Often, the rate exceeds the percentage offered by microfinance organizations. For every day they take 10-100%. Such a high rate is associated with huge risks - statistics confirm that more than half of such loans are not repaid.

☑ 2) Specialized resources

An alternative to the loan systems discussed earlier are specialized resources for private lending. They operate as follows: the investor transfers money to the project. The system independently automatically selects borrowers who meet the principles of reliability, sets a suitable rate, arranges a loan.

If the loan is repaid, the system will transfer to the investor his money with interest. The amount will be deducted from the amount received. commissions project. There are, of course, also risks of default on this option of private lending. However, they are smaller than in the previous case. Therefore, the rates here are lower - 30-100% per year.

☑ 3) Credit cooperatives

Credit Cooperatives act as a kind of investment method, in which a large number of users pool money in order to lend to one borrower. In our country, this type of lending is poorly developed today.

Method number 2. Bank deposit

By the way, you can trade financial assets (currency, stocks, cryptocurrency) directly on the stock exchange. The main thing is to choose a reliable broker. One of the best is this brokerage company.

Bank deposit is one of the easiest ways to invest. However, keep in mind that its profitability is low. The maximum rates offered by the bank help to cope with inflation or almost catch it. However, real profit is unlikely to succeed.

Experts recommend when choosing a bank to open a deposit, do not get hung up on the largest credit organizations. They often dictate their conditions to investors.

As a result, interest on deposits in such banks is always much lowerthan in less popular credit organizations that offer more favorable conditions to attract customers.

The optimal period for which deposits should be opened is considered1-2 years.

  • A longer period is not relevant, since for such a period it is difficult to predict a change in the market situation.
  • When opening a deposit for a shorter period, the interest rate will be lower.

Important to remember: in most cases, when the deposit is closed ahead of time, the depositor loses interest.

Therefore, if money is urgently needed, experts advise choosing a loan. The contribution may act as a pledge.

In a separate article, read about which bank is better to open a deposit at interest.

Method number 3. Precious metals

Most often, by investing in precious metals they mean investing in gold. That it is the metal with the highest demand in the modern world. At the same time, over the long-term time period, the value of gold is constantly growing. Moreover, during the largest global crises, the price of this precious metal becomes maximum.

Gold is valued all over the world. This is explained by the fact that any state, regardless of the economic situation, seeks to build up reserves that are stored in gold. Eventually: when prices for various goods fall, the demand for precious metals grows⇑, and the cost of gold also rises⇑.

In today's world, investing in precious metals is very simple. To do this, it is enough to issue depersonalized metal account (OMS)in any credit institution where they provide such services.

Having invested the available amount of money, the client receives documents on the account on which the gold is placed, its value is equivalent to the size of the deposit. However, one should not think that the client will immediately start earning. You can only make large profits from gold in 5-10 years.

Method number 4. Mutual funds

Today mutual funds in our country are still underdeveloped. However, some of the largest banks have organized mutual funds, which are great for investment.

Mutual investment funds are investments based on the principles of trust management:

  1. investor acquires the units that are part of the property of the fund on his existing capital;
  2. Mutual fund combines funds received from the sale of shares with equity and makes investments. Depending on the result of investments, the size of the fund’s capital increases due to profit or decreases due to losses, respectively, the value of each share increases or decreases.

Advantage Mutual funds in higher returns than bank deposits. At the same time, the level of risk is at about the same level.

Method number 5. Forex trading

Forex is an investment method that allows you to earn real money. However, in practice, only 2 of 10 traders make a profit. The rest - merge the deposit, claiming that Forex is nothing more than a hoax.

To learn how to make money in the foreign exchange market, you have to study long enough. First of all, the psychological qualities of a real trader should be formed. The next step is to study technical analysis. After just a few lessons, it will become clear that the course is not moving randomly, but in accordance with certain principles. Read a separate article on this topic - "Forex Training".

However, it is important to understand: knowledge alone is not enough. To develop a certain psychology, most users take their own trading strategy a huge amount of time. Often during the course of training, several deposits are drained.

On the one hand, the amount of income received at Forex directly depends on the amount of invested capital. But despite this, at the initial stage, specialists do not recommend open deposit more than 100-200 thousand rubles.

The fact is that the foreign exchange market is associated with a huge number of risks. Until you can fully master trading, it is impractical to risk big money.

It is also recommended to be very careful about choosing a Forex broker. Many successful traders work through this brokerage company.

More information about forex trading - in the video:

Method number 6. Binary options

One of the fastest ways to earn when investing a little capital is binary options. In order to make a profit in this way, it is important to take risks correctly and learn to carefully study the market situation.

To make money, the user must correctly predict the direction of the main instrument's course of movement over a certain time period.

When the period ends, it remains to check the result:

  • If the forecast was correct, then the value of the main asset will go in the right direction, and the user will receive profit in the amount of 65 before 85%.
  • If the prediction turns out to be wrong, trader expects lesion at the rate of 80-100% from the funds put on the option.

Experts recommend when deciding to invest in binary options, carefully choose a broker. It is best to prefer a company with an ideal reputation, whose activities are regulated by independent organizations.

Some users believe that only luck allows you to make money using binary options. They imagine such investments as roulette game.

In fact, this approach is fundamentally wrong. It is enough to make a little effort and study the principles of changing the course of the main asset to make forecasts more accurate. As a result, the probability of making a profit will increase.

When trading binary options, 2 options are possible:

  • call up option represents the operation of acquiring the main asset, that is, the trader will receive a profit when the rate increases;
  • put down involves a sale, that is, income will be in the event of a fall in the value of the instrument.

Among the main advantages of binary options are the following:

  1. A choice of a trader is offered a huge number of trading instruments. Even beginners can work not only with simple currency pairs, but also with oil, precious metals and any other assets.
  2. The size of the profit, as well as the level of risk are known in advance. Even before purchasing an option, a trader can understand how much he will earn in case of a correct forecast and how much he will lose in case of a wrong forecast. Some brokers allow users to independently choose the percentage of profit and loss.
  3. Any investor can easily access binary options at any time. In other words, the user does not need to download and install any software. Moreover, there is no need to identify oneself. To get started, just log in to the online resource of the trading platform.
  4. Binary options trading is carried out without interruption. On weekends and holidays, trading continues continuously. Therefore, you can make a profit at any time.
  5. The trading interface is designed in such a way that it is intuitive for even a novice trader. Absolutely all movements in the rate of the main asset are ignored. Only the end result matters.

Despite the large number of pluses, binary options, like any other financial instruments, have minuses.

The disadvantages of working with binary options are:

  1. Each incorrect forecast entails a loss of up to 90% of the funds invested in the transaction. Often this is a large enough amount to recoup the profit, you will need to achieve success at least in 3deals.
  2. When working with binary options, it is not possible to close a deal before the expiration of the set time period. Even in situations where the user realizes that he has made a mistake, and the course is constantly moving in the opposite direction, he can not change anything. The trader has to wait for the expiration of time.
  3. Trading binary options does not imply leverage. It turns out that the trader can work only with his capital. This does not allow to earn more, despite the fact that there is a positive factor in this - there is no danger of risking more funds than was planned at the beginning.

Thus, binary options can not only save capital, but also significantly increase it. For this, it is important to carefully deal with the economic situation, choose a tool that is understandable for yourself, and learn to predict its change.

We recommend watching a video about binary options:

Method number 7. Hype

Hype - A type of investment that causes a huge amount of controversy. But no matter what, some capital owners who are not afraid to take risks make good money on them.

At its core, hype is a small financial pyramid. In this project, users are promised huge interest on deposits. The arguments may be different: supposedly funds are collected on deposits in high-yield assets.

⚠ In fact, the collected funds go to pay interest on depositors who have previously joined the project. When the pyramid grows, money for payments is already not enough. There is only one way out of this situation - a fictitious bankruptcy of the project.

Understanding that hype is an ordinary pyramid, many believe that it is impossible to make money on such projects. However, this is not entirely true.

The fact is that in order to attract the maximum number of investors, hyps at the initial stage pay the promised interest. Depending on the size of the project, this period may from month to year.

It turns out that if you recognize a successful hype at the very beginning, you can make good money on it. This is used by some investors. They invest in the project, and after a short time take it along with interest.

This option is quite risky, because only those who manage to withdraw funds on time can earn money. Those who do not have time to collect funds before bankruptcy will lose the money invested.

Method number 8. Cryptocurrency

The popularity of cryptocurrencies in the modern world is constantly growing. However, it is still the subject of controversy for a large number of investors.

  • alone consider cryptocurrencies a soap bubble that can burst at any time.
  • other investors on the contrary, they say that while electronic money is in high demand, and their quantity is limited, their value will be high.

Cryptocurrency, in essence, is computer code. Such a monetary unit does not have a physical embodiment, is not provided for by anything. Despite this, cryptocurrencies are in great demand. They are especially popular with those who want his payments to remain anonymous.

There are a huge number of types of cryptocurrencies. The largest is historically the first electronic monetary unit - bitcoin.

To earn on cryptocurrency, you can use one of 2investment options:

  1. Trading or trading cryptocurrency on the exchange - more active work with a large number of transactions (used technical analysis);
  2. Investing in cryptocurrency is a rather passive and long-term process, where the key role is played by the collection of information about a particular cryptocurrency, its fundamental analysis.

Method number 9. Create your own online resource

With this option of investing, various Internet projects act as an object for investments: sites, blogs, various informational, as well as entertainment resources.

The investor directs the available capital to the initial promotion of the project:

  • domain acquisition;
  • creation and development of the appearance of the site;
  • high-quality seo-optimization of the resource;
  • filling the project with useful and attractive content.

We already wrote about how to create a site for free or at minimal financial cost in one of our publications - we recommend reading it.

If there is no time and effort to create your own project, you can buy ready site. This is done in order to restart the resource, maintain its popularity, and earn money on advertising.

Another lucrative investment project is online store. Despite the fact that today a huge number of such resources are already operating on the network, in this area it is still possible to make good profits. However, for this it is important to create a unique project and competently promote it. Read more about this in the article "How to open an online store - step by step instructions."


In this way, there are many options where you can invest 100,000 rubles, 200,000 or 300,000 ₽. Before choosing the most suitable, it is important to study all available methods, compare the level of risk and profitability.

Favorable options where you can invest 500,000-700 thousand rubles to receive monthly income

3. Where to invest 500,000 (half a million) rubles to earn - TOP-6 profitable ways

If investor capital is from 500 000-600000 rubles, investment opportunities are expanding significantly. The most popular investment methods in this case are presented below.

Method number 1. Investments in securities

One of the traditional options for investing is investing in securities. ⚠However, keep in mind that to use this method will require special financial knowledge. If they are not there, you will have to transfer the funds to the management of professionals.

It is important to understand: both in case of independent trading, and in the case of trust management, it is impossible to guarantee profit. The fact is that the securities market is always fraught with risk. However, the income here can be very high.

When deciding to invest in securities, the investor must remember the most important rules:

  1. Only free capital can be invested in securities. In other words, it’s worth investing only funds that you don’t have to spend for at least the next six months.
  2. Acquisition of securities in times of crisis often provides additional income.
  3. After any decrease in the value of securities, its growth necessarily follows. Therefore, do not get rid of them, afraid of a serious drop in the rate.
  4. A decrease in the value of securities does not mean that the investor will incur losses. The result of any transaction can be evaluated only after it is closed.
  5. Do not chase the majority opinion. Often, if many users on the stock exchange claim that the best time has come to buy or sell a specific security, this is an indication that the minimum and maximum have already been overcome.
  6. It is important to diversify risks. To this end, capital should be invested in various securities.
  7. In the process of inflation, the depreciation of cash, not securities.

Despite serious risks when investing in stock exchange instruments, their acquisition can increase capital by dozens of times in just a few years. However, such situations are quite rare.

Method number 2. Investing in currencies

In our country, the receipt of income from investments in various currencies has been popular since the days of the Soviet Union. But it should be borne in mind that in those days the monetary units of foreign states were in short supply. Therefore, the demand for them was very high.

However, today the price of currency is formed in accordance with the principles of market relations. As a result, the feasibility of investing in monetary units now causes a huge amount of controversy.

Experts are sure: investing in currency is worth at the start of the global crisis or in a crisis within a single state.

During this period, there is a fall in the exchange rate of any currency. However, after 12-18 months in most cases, the value of the currency returns to its previous value. In the recent past, this is exactly what happened with the ruble, euro, and pound sterling.

Experts say that until the moment is missed, it is worth investing in the following currencies:

  1. Monetary units of third world states. Such currencies are subject to a constant increase in value. They are always in demand, therefore, if necessary, they can always be sold.
  2. Currencies of the Arab countries. These monetary units are backed by gold. As a result, Arab currencies are resistant to inflation. Therefore, despite all kinds of fluctuations in the world market, their rate is stably high.
  3. Cryptocurrencies recently become more and more popular. In a very short period of time, their value can seriously increase, fall and again return to the previous level.

Investing in various currencies is suitable for investors who prefer active work. The owner of the capital will have to continuously monitor the state of his portfolio, make the most important decisions sometimes several times a day. At the same time, successful investors manage to significantly enrich themselves in one crisis.

Method number 3. PAMM accounts

Investments in PAMM accounts represent the transfer of capital in trust to experienced participants in the financial market. It turns out that the investor provides the professional with his money. The manager, using various methods, is trying to make a profit.

Most often, when using PAMM accounts, funds are invested in exchange market instruments and other promising areas. The investor is only waiting for the results. It turns out that this method is an example of passive profit making at a fairly low level of risk.

When using PAMM accounts, the investor does not need any special knowledge in the field of finance. It is enough to choose a reliable option and invest in it. Success in investing is largely determined by the right choice of a PAMM account. To make it successful, you will have to spend a lot of time and effort.

Method number 4. Own business

Most experts agree that the best way to invest is investments in your own business. At first glance, this option is quite simple. However, to achieve success in their field is quite difficult, and not everyone succeeds.

Difficulties arise already at the stage of creating a business. You will need a quality business idea, as well as cash. If you plan to open a large company, you may need to attract investors. It is also important to enlist the support of like-minded people.

Statistics confirm what's all 20% Entrepreneurs successfully develop their project for a long time. But those who succeeded were able to sell their companies to large corporations for a lot of money. It is this which once again confirms that often the cause of the failure of one's own business is laziness, lack of patience and hard work.

Method number 5. Investing in building applications

Application creation - A popular startup all over the world. Almost half of businessmen from different countries preferred it. Often they begin to create their own applications, without leaving the traditional work. However, when success is achieved, ordinary work becomes boring for them.

Given the availability of funds, investors can occupy a niche in application development. She is just starting to develop. It’s worth considering that it takes about creating an application 20% of the invested funds, the remaining capital will be required for promotion, that is, for advertising.

There are 2 main ways to create applications:

  1. self-creation of the application, however, its development and promotion require a huge amount of time and effort;
  2. recruitment of hired freelancers require additional financial investments.

It takes about 1 000 dollars. To implement a serious online project, you will have to spend a lot more money. And this is without taking into account the funds necessary for promotion. If the project is successful, the investment will pay off in six months.

Method number 6. Acquisition of an Internet project

Buying websites with the right investor behavior is a profitable way to invest. Any Internet project can become a resource for generating income, a product for resale, a way to promote your own goods and services.

There are 2 ways to make a profit on the purchase of Internet projects:

  1. sale of advertising;
  2. resale site.

Each option has its own pros and minuses. Before deciding on the use of any option, it is important to carefully study the features of each of them.

  • To start making money on advertising, First of all, you have to purchase a suitable site. This will require no less 50 000 rubles. Also, money may be needed to fill the resource with quality content and its promotion. When the site reaches a certain popularity, advertisers will pay money for posting information about themselves on the resource. As a result, the project can bring to its owner from 5 to 15 thousand rubles per month. Accordingly, when income reaches the value of expenses, the resource will begin to make a profit.
  • Resale of purchased sites is a more difficult investment option. To obtain income in this case requires knowledge and skills in the assessment, as well as the implementation of Internet projects. To get practice in this area, experts recommend starting with the self-creation of a resource, its filling, as well as promotion. After that, you can sell the finished site. Only when the process is completely completed can we proceed to the acquisition of resources with a view to their further resale.

P.S. We also recommend that you read our article about investing on the Internet.


As you can see, there are many ways where you can invest 500-700 thousand rubles and earn. Naturally, the presented list is not exhaustive. We have described here only the most popular options.

Profitable ways where you can invest 1 million rubles or more

4. Where to invest a million (1,000,000) rubles or more to earn this year - TOP-6 best ways

Capital size 1,000,000 rubles and more - the amount for investment is quite impressive. With capital of this size, you can find a huge number of options for its investment. Below are the most popular ones.

Method number 1. Acquisition of a ready-made business

Acquisition of a ready-made business is a suitable option for investing with capital in the amount of 1-3 million rubles. This method became popular in Europe in the late nineties.

During this period, businessmen appeared who urgently needed money, as well as those who were simply tired of their own business. It was they who began to implement finished projects to those who were more interested in them.

Experts advise: before you buy a ready-made business, make sure that it really works. To do this, you have to talk with employees.

If the business is small, it’s better to even get settled and work in a team. This will help to understand how many actual customers are, whether the activity brings the declared profit. As a result, it will become clear whether it makes sense to acquire such a business.

If you buy a finished project, you don’t have to start it, fight with competitors, set up the process while minimizing costs - all this will already be done. Moreover, the buyer will be explained the basic principles of action.

The businessman will have to exercise control over the processes and make a profit. To quickly understand the features of the activity, at least minimal business experience is required.

Read more about business investment and startup projects in our article.

Method number 2. Franchise Based Business Organization

Those who want to run their own business can not only acquire ready-made activities, but also create a business based on franchises, which is a registered right to use a trademark.

In other words, this method is doing business under a popular brand. In most cases, the franchise is provided by organizations from the fast food industry and restaurants.

Among the advantages of creating a franchise business are the following:

  • comfort;
  • ease;
  • stability;
  • Receiving a profit.

With the right choice of a partner, a businessman will receive comprehensive information that takes into account all the factors of creating a business, as well as a business development strategy. Collaboration with global brands allows the businessman to use their successful experience for their own development in the chosen field.

To acquire a franchise and start a business, you have to spend not less than 300,000-400,000 rubles. The most popular brands require a few million rubles.

The following indicators are included in the amount of costs:

  • franchise value;
  • expenses for starting your own business;
  • deductions from profits that will have to be paid every month.

Method number 3. Investments in startups

Today investments in various startups represent one of the most profitable investment options in Europe and America. In these regions, a culture of investment is actively developed. That is why novice businessmen submit their own ideas to the general public. That is how they find potential investors.

Startup Investments - not only very profitable capital investments, but also quite risky. Today, a huge number of young people want to implement their own ideas, which require a substantial investment of capital. However, not all of them understand how to properly organize and conduct a business for profit. It is with this that the main risk from investing in startups is largely associated.

Important to understand that in our country there is no startup culture today. Therefore, for such investments it is better to choose foreign projects, as they are less risky. However, if the investor does not understand all the nuances of doing business in a particular state, then there is no guarantee that the selected project will make a profit.

Although the risk of investing in startups is quite large, but the profit from them can be huge. Investors who choose the right project for investment, hundreds of times increase capital.

Method number 4. Transfer of capital to trust

Trust management - a service that has appeared on the financial market relatively recently. Today it is provided by a huge number of companies: cans, as well as specialized centers and the organization.

The essence of trust management is that the investor transfers his money to a certain company providing the service in question, and has already achieved success in a particular area.

Most often, companies operating on the exchange are engaged in trust management. They need to increase the capital invested in trading. This helps such companies reduce the risks of trading. Moreover, part of the profit received from the investor’s capital is paid to them in the form commissions.

When choosing a company for trust management, experts recommend giving preference to organizations working in the banking and financial sphere.

 !!! Do not trust money to individual entrepreneurs, as well as small traders. In most cases, such market participants lack experience and professionalism. They are not able to earn money on their own and therefore by all means strive to attract other people's money.

Method number 5. Investments in real estate

Experts do not understand why the real estate investment in our country is still popular. In fact, they are quite illiquid and not very profitable (recently).

Today, income from investing money in real estate as a percentage exceeds the deposit rates by only 3-4 paragraph. Moreover, the liquidity of facilities in most cases is at a very low level.

Despite the serious shortcomings of investments in real estate, most people whose free capital exceeds 1 million rublescontinue to invest in this area.

Real estate as an object of investment is good only in that it is stable. Recently, however, most investment instruments have been growing in price much more actively than real estate.

Moreover, part of real estate in Russia has fallen in price in recent years. Of course, real estate still costs quite a lot in the largest megacities. However, its price stubbornly does not want to grow.

As an exception, one could name the Moscow region. It is constantly expanding, therefore, it is of investment interest. However, here everything is not so simple: guess which of the areas will bring profitand which lesion It’s not easy.

In fact, investments in real estate located on the territory of Russia are suitable for owners of large enough capital who want to secure for themselves not very high but stable income. The average payback period of such investments is 5-10 years.


For more information about investing in real estate, see the video:


If the goal of the investor is to obtain a stable high income, experts advise investing in real estate located in Eastern or Western Europe. In the countries of these regions, the value of such property is growing more dynamically than in Russia. This is due to the large influx of emigrants to the states located here.

Method number 6. The acquisition of unique pieces of art

In the end, we present the most controversial, but no less interesting way of investing - purchase of unique pieces of art.

  • One side, everything is quite simple here - it is necessary to purchase the works of famous artists, sculptors, other artists. After that, it remains to sell them at a higher cost to collectors.
  • On the other hand, it’s not so simple here. To determine the real value of the exhibit in terms of investment attractiveness, special education is necessary. If it is not, before acquiring serious experience, you will have to consult with specialists.

Actually capital in 1,000,000 (million) rubles provides investors with a fairly wide selection. For investments to be successful, it is important to choose those options in which there is at least minimal knowledge.

To compare the investment methods described above it was easier, we combined their main features in the table below.

No. Investment methodKey FeaturesProfitabilityRisk level
№1 Acquisition of a ready-made businessIt is important to conduct a preliminary check of the attachment objectDepends on the success of the purchased business.Average
No. 2 franchise business organizationNo need to develop a concept yourselfDepends on the franchise purchased.With the right choice, low
№3 Investments in startupsUnderdeveloped in RussiaYou can increase invested capital hundreds of times in a short timeHuge
No. 4 Trust managementIt is important to transfer the money to a reliable managerDepends on the chosen companyWith the right choice of manager - medium
№5 Real estate investmentIt is better to invest in foreign real estateLowLow
№6 Art objectsSpecial education or specialist assistance requiredIn the case of a successful acquisition may be highAverage

We recommend watching the video "Where to invest 1,000,000 rubles":


See also video:

5. Where can I invest 10 million (million) rubles? 🔎

Question, what investment method to use in the presence of capital in the amount of 10 million rubles, It may appear as an experienced or novice investor. This is because the maximum return on capital is possible only in the case of the correct choice of an object for investments. On the other hand, if an investor has such a large sum, it means that he most likely already has the necessary skills.

☝ If available 10 million rubles before the investor opens the widest list of options for investment. But experts recommend do not use only one way to invest. To diversify risks, it is much better to divide the capital into parts and try to invest them in several different areas.

To get a stable income, you should first open Bank deposit. Despite the fact that the profit from this option is small, the deposit can become serious financial pillow. In case of problems with another investment option, such income may cover the resulting loss.

A logical enough option for investing in the presence of several million rubles is construction (facilities under construction). In this case, the investor acquires commercial or residential real estate, which at the time of purchase is in the first stages of construction. In most cases, prices are minimal at this time. Subsequently, with the advancement of construction, the value of real estate is constantly growing.

For the investor, the right choice of the time of purchase is of particular importance. It is important that real estate is still inexpensive, but the interest of potential customers has already appeared on it. In this case, after about 6-12 months it will be possible not only to return the invested funds, but also to make a profit of about 20%.

If you want to get more from investments in construction, you can wait until the infrastructure of the district is developed and only then sell the property. At the same time, to start earning earlier, the object can be leased.

Big owners may also consider business investment.

To this end, experts recommend paying attention to the following areas:

  • various food service companies;
  • food production;
  • profile production;
  • service industry companies;
  • the opening of children's attractions in a park or shopping center.

If an investor cannot create a business on his own, he can acquire a ready-made business. Moreover, in addition to buying everything that is necessary for doing business, a customer base is acquired, as well as all the contacts of suppliers.

Another popular way to create your own business is franchise acquisition. In this case, the businessman buys the right to use a popular brand in his activities. The franchise buyer receives assistance in creating and organizing his own business. In addition, the franchise owner will support him.

If you have enough capital, you can buy a very famous franchise. The most popular today in this area are food service companies (eg, Kfc, Mcdonald's), as well as various children's stores (Child's world, Hippo) If you decide to create a franchise business, it is important in your city to analyze the free niches and rush to occupy them.


Capital in the amount of 10 million rubles allows the investor to significantly reduce risks due to their diversification. It is important to choose investment options that are not only profitable, but will be interesting and known to the owner of the funds.

6. The most important object for investment

In this article, we examined the most popular investment methods that can be profitable. However, do not forget that the most important object for investing should remain investor identity. In fact, it’s important to get quality education, purchase all necessary knowledgedevelop your own talents.

That is why experts recommend starting any investment with the formation of the investor's personality.

To learn how to earn serious money in the future, you will have to spend a lot of time on training, as well as development of the most important qualities of a competent investor:

  • resistance to stress;
  • patience;
  • ability to think correctly and make necessary decisions quickly.

Regardless of the field of activity, as well as status in society, any successful person spends a certain amount of time on self development. That is why, when searching for options for investment, experts recommend thinking, maybe the time has come when the available money is worth investing in yourself.

Recommendations and practical tips for investing

7. 10 useful tips for investors

Any reasonable person dreams of financial independence. A proven way to achieve it is competent investment. However, before any investments begin to bring real profit, it is important to carefully study the advice of specialists.

If you do not listen to experienced mentors, you can not only not achieve income, but also lose invested capital. Below are presented 10 proven tipsFollowing which you can minimize risks and increase revenue.

Tip 1. Invest only free capital

Experts recommend investing only those funds without which in the near future it will be easy to do. You can not invest the money necessary to ensure mandatory costs. This amount must be inviolable. To free up capital for investment, you can reduce the cost of entertainment.

Experts do not recommend: invest borrowed money and mortgage property for investments. It is important to remember that any investment is risky. If you put at stake the capital that underlies material well-being, there is a possibility of a deterioration in the quality of life.

Tip 2. Invest only in objects you understand

If you adhere to this advice, you can guaranteed to avoid the loss of funds due to a lack of knowledge about the object of investments.

However, this does not mean that all the money needs to be invested in one single sphere known in all the nuances. When choosing an object for investment, it is important to carefully study all its properties. Of great importance is the acquisition of maximum knowledge about the field for investments.

Tip 3. Do not give in to emotions when making decisions

A serious enemy of any investor can be excessive emotionality. In the decision-making process, it is important to maintain a sober mind and cold calculation. Experienced investors are always calm about both profits and possible losses.

If he is confident in the chosen investment strategy, even long periods of losses are not able to bring him out of balance. In this case, the investor understands that sooner or later the moment of profit will come. Succumbing to emotions, the investor will not achieve the desired profit. Excessive nervousness will lead to stupid miscalculations.

Experts recommend: if there is a feeling that excessive emotionality is manifested, you should stop and postpone the adoption of an important decision. It is enough to be distracted, do your favorite thing to calmly assess the problem. This will help to make a truly balanced right decision.

Tip 4. Be patient

The investor must understand: any investment of money can bring a stable high income only if invested for the longest possible time.

Of course, there are ways that allow you to increase capital several times in just a month. However than above profit above level of risk. Therefore, there is a serious chance of losing all invested funds.

In this case, the main goal of any investor is to obtain not high, but stable income, while minimizing risk. In other words, under such conditions there is a possibility of drawdown, however, a complete discharge of capital is almost impossible.

Experts recommend when investing to tune in for a period of duration not less than 10 years. Any serious investment requires a really huge time frame for implementation.That is why it is recommended to think about investments at a fairly young age.

Tip 5. Develop an action plan and stick to it exactly.

The investor must be aware of what his goals are and what he must do to achieve them. That is why it is important to develop investment strategy. It will help support the investor in those periods when there will be a drawdown.

Tip 6. Be sure to save money

Some spend absolutely all the money that they earn. Such people are sure: they receive income solely to ensure their expenses.

But do not forget that spending money is much more pleasant when there is no need to think about their constant production. To do this, you need to accumulate at least minimal capital. Ultimately, this will help bring closer financial freedom.

Experts recommend accumulate at least 10th part of received funds.

In fact, any investment is designed to accumulate a serious amount of money, which will help get rid of the need to work continuously. To create the basis for investments, you will first have to save money for a certain period of time.

Tip 7. Diversify Risks

Everyone knows the proverb that you cannot put all your eggs in one basket. In other words, specialists do not recommend invest all capital in one financial instrument. This rule should be adhered to even in cases where the investor is confident in the reliability of the instrument.

When investing, it is important to split the money between several financial objects. If the amount of capital is too small, best to purchase shares of mutual funds. Such companies themselves seek to diversify risks, and distribute capital between various securities.

Tip 8. Strive for reinvestment

Everyone who knows compound interest formula, understand that it helps to increase capital several times. This is due to reinvestment of income. In other words, the profit received is added to the capital, as a result, in the future, interest goes to interest.

Tip 9. Do not rush to invest

Specialists not recommend rushing into investing. You can’t invest only because you want to make a profit faster.

Take note! If at the moment there is no suitable object for investing capital, it is better to stop and save money. Sooner or later, the ideal moment will come, then capital will be invested in the right tool.

You can’t rush and invest in dubious objects, succumbing to advertising assurances. In most cases, such actions lead to a capital outflow.

Tip 10. Improve Yourself

A huge role in investing, as in any other area of ​​life, plays self improvement. You should never stop there. It is important to remember that markets are constantly changing. Competent investors timely identify these changes and use them for enrichment.

It is important to keep abreast of the main news, regularly improve knowledge in the field of analysis. Do not forget that if you don’t move forward, you will inevitably roll back.


Exactly following the above tips can increase the likelihood of a successful investment.

8. Conclusion + video on the topic 🎬

Having capital can be the starting point for investing. It is important to choose a method of investing not at random, but by analyzing the available amount of capital, as well as the current situation.

If you act methodically, following the advice of specialists, you can significantly increase the likelihood of making a profit from investments.

In conclusion, we recommend watching a video about where it is better to invest an amount of 100,000-1000000 (million) rubles or more in order to receive income:

This is where we end.

The Rich Pro website team wishes all readers financial success! Let any investment in the near future help you become more free and financially independent!

If you have any questions, comments or additions on this topic, then write them in the comments below. We will also be happy if you share the article in social networks. See you soon!

Watch the video: Get a profit of $2000 every day investing in (April 2024).

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